An insurance agent is an impartial adviser who has the unique ability to shop the major insurance providers to deliver the best possible insurance products at the rate that best suits you, the client.
There are many insurance products out there, and while many are good, useful products, it all depends on your circumstances to see which is the right fit for you. This is accomplished by completing a detailed analysis of your current situation and where you are headed in the future.
Life is fluid and so insurance has to be as well. A new home, job change, or a new child can have a dramatic effect on the amount and type of insurance that works best for you. An insurance agent should be able to clarify and clearly explain how the insurance will work and what to expect if something happens, that agent should be beside you all the way with annual reviews and timely information to ensure that you and your family are properly protected.