Business Overhead Expense Coverage


Are you currently self-employed or a business owner? Have you ever wondered what would happen to your business if you were unable to work due to injury or illness? The impact on your business could be detrimental to your success. Don’t let a lack of coverage disable your business!

Often the most effective and yet under utilized benefit that we offer is business overhead expense coverage. This means that if you are unable to work for any period of time you will receive benefits to ensure that your business keeps running without you there.

What is covered?

  • Coverage amounts range from $1000 to $6000 a month (up to 12 times more than the monthly benefit).
  • Payments can start as early as 30 days from the date of your disability.
  • Benefits are based on your individual needs and can cover vehicle expenses, utilities, leasing costs, etc.
  • Premiums may be tax deductible.
  • You can purchase coverage as long as you are between the ages of 18 and 69.
  • Only businesses classed as AA or Executive receive benefits over $5000.

Don’t allow your business to suffer while you are sick or injured. Call River City Insurance today to find out more about protecting your business and income.

We can help protect your income.

Don’t let the unexpected leave you without a paycheque.

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