Guaranteed Issue Life Insurance

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Has another insurance company deemed you uninsurable? Don’t let that get in the way of receiving life insurance benefits. No one wants to leave their loved ones behind with the burden of their final expenses.

We offer a life insurance plan that ensures your final expenses and funeral cost is covered – your acceptance is guaranteed! There are no medical exams or health questions involved.that get in the way of receiving life insurance benefits. No one wants to leave their loved ones behind with the burden of their final expenses.

What is included with Final Expense Coverage?

It is available for anyone aged 18 to 85 and you are covered up to 100 years of age. The coverage ranges anywhere from $5,000 to $25,000 depending on your premiums.

  • You could receive four times more on your benefits in the case of accidental death, unless you have already been paid Living Benefits.
  • Living Benefits apply to anyone who has been diagnosed with a terminal illness and have received a prognosis of death with a year. As long as your insurance has been valid for the last two years at the time of diagnosis, you will receive 50% of your Final Expense Coverage.
  • Benefits are not payable if suicide or non-accidental death occurs within two years of the last effective date of your coverage.
  • However, if death is caused by suicide, your premiums will be refunded.
  • If death is non-accidental, your premiums will be refunded with 5% interest.

Don’t leave your loved ones behind with your final expenses. Call us at River City Insurance today to discuss the best options for your situation.

We can help protect your income.

Don’t let the unexpected leave you without a paycheque.

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